What PNC lets you export
- Quicken (.QFX) or QuickBooks (.QBO). PNC says you can export transactions from PNC Online Banking in either format.
- More choices for credit cards. PNC's credit card help lists Quicken, QuickBooks, Microsoft Money and Microsoft Excel as places you can export card activity to.
- 13 months of card history. Online Banking shows up to 13 months of posted credit card transactions. PNC's help pages don't give an export limit for checking and savings.
- No CSV mentioned for personal accounts. For personal checking and savings, PNC's help names only the Quicken and QuickBooks formats.
- Statements go back further, as PDFs. Up to 7 years for checking and savings, and 4 years for credit cards. They're useful for checking a balance, but a PDF isn't a file a budget can import.
Export your transactions from PNC
PNC's help pages confirm the export and its formats but don't name every button, so the labels on your screen may differ a little from these steps.
- Sign on to PNC Online Banking. Use a browser on a computer, not the PNC Mobile app.
- Open the account. Select Accounts, then the checking, savings or credit card account you want.
- Go to its transactions and set the dates. Pick the period since your last export. For a credit card, posted transactions go back up to 13 months.
- Export as Quicken (.QFX). Choose the export option, pick the Quicken format and save the file.
Which file to keep
Keep the Quicken (.QFX) file. It's an OFX file underneath, which helps in two ways:
- Amounts are signed the standard way, money out negative and money in positive, so a purchase is money out whether it was on your checking account or your PNC card.
- Each transaction carries PNC's own ID, so a file that overlaps your last one doesn't create duplicates.
Skip QuickBooks (.QBO): it's made for QuickBooks, and UrBudget doesn't open .qbo files. If a credit card's Microsoft Money choice gives you an .ofx file, that works as well as QFX. An Excel download only works if it's a .csv file with a header row UrBudget recognizes (Date, a description, and Amount with money out negative); UrBudget can't open .xls or .xlsx workbooks.
Import it into UrBudget
- Pick the matching account. In UrBudget, select the account the file belongs to, for example your PNC checking or your PNC card, and choose Import file above its transactions.
- Add the file. Click Choose a file, or drag the .qfx onto the box. The format is picked up from the file name.
- Preview. Choose Preview transactions. A QFX file needs no date order. Only for a CSV would you set Dates in the file, to Month/day/year for US dates.
- Check the matches. Rows from an earlier import are marked as already imported and skipped. A row with the same amount as one you typed in within 10 days is offered as a match: keep the match, or add the row as a new transaction.
- Import. Choose Import. The transactions arrive in the register for your approval.
If something looks wrong
- Your card file stops after 13 months. That's as far back as PNC keeps posted credit card transactions online. Older months are in your PDF statements. Starting your budget from today's balance means you don't need them.
- You moved to PNC from FirstBank and older transactions are missing. PNC says July 31, 2026 was the last day to sign in to FirstBank Online Banking and download older transactions. Your FirstBank statements are in PNC Online Banking, and PNC recommends adding anything missing by hand from them.
- You need a statement to check a balance. In Online Banking, select Accounts, the account, Account Quick View, Statements and Documents, then View PDF. In the PNC Mobile app it's under More, then Statements and Documents.
- Purchases show up as money coming in. That happens with spreadsheet files that list charges as positive amounts. Cancel and import the Quicken file instead.
- Every row says already imported. Those transactions came in with an earlier file, so nothing new is added.
Budget with your PNC file
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